Method Of Payment – Chargers NFL Official Online http://chargersnflofficialonline.com/ Thu, 13 Jan 2022 22:18:13 +0000 en-US hourly 1 https://wordpress.org/?v=5.8 https://chargersnflofficialonline.com/wp-content/uploads/2021/06/icon-6.png Method Of Payment – Chargers NFL Official Online http://chargersnflofficialonline.com/ 32 32 Digital payment takes a giant leap forward https://chargersnflofficialonline.com/digital-payment-takes-a-giant-leap-forward/ Thu, 13 Jan 2022 21:50:04 +0000 https://chargersnflofficialonline.com/digital-payment-takes-a-giant-leap-forward/ Mohammad Polash, owner of a food cart at Mohammadpur Town Hall Market, opened a micro-merchant account with bKash a month ago. The largest mobile financial services provider in Bangladesh has linked a quick response (QR) code to Polash’s micro-merchant, or personal retail account (PRA). For all the latest news, follow the Daily Star’s Google News […]]]>

Mohammad Polash, owner of a food cart at Mohammadpur Town Hall Market, opened a micro-merchant account with bKash a month ago.

The largest mobile financial services provider in Bangladesh has linked a quick response (QR) code to Polash’s micro-merchant, or personal retail account (PRA).

For all the latest news, follow the Daily Star’s Google News channel.

He sells hamburgers with an average value of Tk 10,000 per day. On the amount, customers pay between Tk 1,000 and Tk 2,000 using QR code, a type of barcode that stores information and can be easily read by smartphones.

Payment through the digital platform is increasing and the majority of customers are students.

The benefit of the ongoing technological transformation in Bangladesh does not stop there, as Polash can also source food ingredients from suppliers digitally.

Many street vendors and small grocery store owners like him now prefer digital transactions, which were only available in major city malls until recently. Now it can be seen everywhere, from urban markets to rural markets.

A micro business is allowed to accept a maximum payment of Tk 30,000 per day and Tk 5 lakh per month.

Users of mobile financial services, digital payment services, and bank debit and credit card holders can all make digital payments using phones.

The move is expected to drastically reduce the use of cash and pave the way for a cashless society in cash-dependent Bangladesh.

PRA holders of bKash received payouts worth Tk 15.37 crore in November. They used Tk 12.36 lakh to purchase goods with the same payment method.

LENDERS PREPARE FOR DIGITAL TRANSACTIONS

Ali Ahmmed, Chief Commercial Officer of bKash, says the MFS provider is working to onboard thousands of merchants and drive customers to adopt the new service.

It has 26,217 micro-traders in November.

Mutual Trust Bank (MTB) opened 5,000 micro-trader accounts to serve marginalized businesses.

The bank plans to open a lakh PRA and bring businesses from three major kitchen markets in the capital into its program, said Syed Mahbubur Rahman, managing director of the bank.

Account holders of any bank with Visa debit card can now make payments via the QR code used by MTB.

Bank Asia, one of the pioneers in the field, has achieved tremendous success by opening more than 51,000 PRAs.

“We focused on small businesses in rural areas,” said Md Arfan Ali, the bank’s managing director. The bank has set a target of opening 2.5 lakh micro-merchant accounts in rural areas within five years.

Dutch-Bangla Bank Ltd, which also owns the MFS Rocket brand, has taken initiatives to make its digital program dynamic. It opened 1,350 accounts in December, chief executive Abul Kashem Md Shirin said.

Trust Axiata Pay, an MFS provider jointly established by Trust Bank and Malaysia’s Axiata Digital Services, has started opening PRAs.

It launched a pilot program by enlisting 300 rickshaw pullers on January 8, which will continue this month.

Dewan Nazmul Hasan, acting managing director of provider MFS, said he started the project with the vision of digital financial inclusion for unbanked micro-merchants.

BEYOND CASH-IN, CASH-OUT

Street vendors can now obtain loans from banks by presenting their PRA transaction profile.

A micro-trader is allowed to take out a maximum of Tk 5 lakh in loans under a central bank refinancing scheme.

Businesses generally need to present business licenses and tax certificates to open a merchant account and checking account. But the central bank allowed customers to open PRAs without submitting a business license or tax certificate.

Banks check a micro-merchant’s transaction profile to assess their creditworthiness and set a limit. No current account is required to manage the loans.

However, the central bank has imposed a cap on financial transactions through PRAs. The monthly outstanding balance cannot exceed Tk 10 lakh.

Customers can open accounts by completing a simplified electronic know-your-customer (e-KYC) form, using national identity cards. These accounts can be opened in five minutes.

Mutual Trust Bank has already started providing loans to micro-traders, said Khalid Hossain, head of digital banking.

Forty-four small businesses have so far taken out loans and the number will rise to 10,000 by this year, he said.

Bank Asia’s micro-traders disbursed about Tka 500 crore in government subsidies among beneficiaries last year.

“It has helped people to withdraw funds at their doorstep,” said Arfan Ali.

On top of that, customers bought products worth Tk 10 crore from the micro traders last year. They also topped up 3.38 crore of Tk to top up cell phones, he said.

Bangladesh has made impressive progress in expanding mobile financial services in recent years.

There are 10.97 million MFS users in November, according to central bank data. Around 67,966 crore of Tk was funneled through the accounts during the month. Payments from traders amounted to Tk 3,050 crore.

Transactions through micro-trader accounts are expected to further boom when the “Bangla QR” code becomes widely used.

Micro-merchant account holders from banks and MFS providers now use their respective QR code, which is not interoperable.

The uniform digital payment method – Bangla QR – will help customers to pay bills and purchase goods and services through any mobile banking apps, MFS providers or payment service providers, an official said. BB.

“We believe that the reach of MFS goes far beyond cash-in or cash-out. We want to reach every corner of Bangladesh where our customers can make every small transaction through Tap,” said Dewan Nazmul Hasan.

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Everything you need to know to use Google Pay https://chargersnflofficialonline.com/everything-you-need-to-know-to-use-google-pay/ Tue, 11 Jan 2022 21:48:00 +0000 https://chargersnflofficialonline.com/everything-you-need-to-know-to-use-google-pay/ Google Pay is a fantastic financial tool. Whether you need to send money, take care of contactless NFC payment, or even get discounts on the items you want, Google Pay has you covered. Follow us to learn how to get the most out of the app on Android. What is Google Pay on Android? There […]]]>

Google Pay is a fantastic financial tool. Whether you need to send money, take care of contactless NFC payment, or even get discounts on the items you want, Google Pay has you covered. Follow us to learn how to get the most out of the app on Android.

What is Google Pay on Android?

There are many apps on the Google Play Store that allow you to send or receive money. If you already have a Google Account – which you probably have – using Google Pay to send and receive money is a seamless option. Besides, you can also use the GPay app to view offers from different retail websites and chains, giving you the best deals available.

If you want to take a step back and get a better overview of your financial situation, you can also get info from Google Pay that shows you your spending habits to give you a clearer picture of what’s going on financially.

Perhaps the best – and most widely used – feature is the contactless payment feature. Thanks to Google Pay, you can set up different forms of NFC payment and use them in almost any store now.

Warning: There are two apps as part of the Google Pay service on Android devices: Google pay and GPay. Google Pay is what launches from Android devices when you enable contactless payments through hardware or software, such as by long pressing the power button on OnePlus devices like the OnePlus 9. Although these apps be the same thing, the GPay app, in particular, has everything Google Pay has, plus discounts and offers, as well as money-sharing capabilities.

Adding cards and payment methods

Before doing anything in Google Pay, you need to make sure that there are payment methods associated with your account. If you don’t, you won’t be able to send or receive payments. Fortunately, this process is quite straightforward:

  1. Open the GPay app on your device.
  2. Press the Knowledge tab at the bottom right. It looks like a little symbol of money.
  3. Press on Show all accounts.
  4. If you don’t have a payment method associated with your Google account, tap Add an account, and press To be used as a payment method.
  5. Follow the onscreen prompts to add any payment methods you want.

Once you follow these steps, you will be able to send or receive money from other people and easily transfer money to and from your bank.

Use Google Pay to find the best deals

The Offers tab is often ignored by Google Pay in the GPay app. Located on the bottom left of the app, this tab can provide easy access to fantastic deals from physical stores and online stores.

The Offers tab displays sponsored and suggested offers which you can scroll through and claim by simply touching them and pressing the Activate button. Often, after activation, you will receive a promotional code that you can use for that merchant. If you’re looking for something a little more specific, you can enter a storefront name in the search bar at the top of the screen.

Leverage information from Google Pay

To get information about the GPay app, all you need to do is connect your bank and financial institutions. Fortunately, when you sign in to your bank, Google Pay uses Plaid, a secure service that makes it easy to sign in bank accounts. Here’s how to access the bank login page:

  1. Open the GPay app on your device.
  2. Press the Knowledge tab at the bottom right. It looks like a little symbol of money.
  3. Press on Show all accounts.
  4. If you don’t have a payment method associated with your Google account, tap Add an account, and press To track balances and expenses.
  5. Follow the onscreen prompts to add any payment methods you want.

These steps are essentially the same as the process of adding payment methods. If you’ve already added payment methods, it should be easy.

How to send money to others in Google Pay

As I mentioned earlier, there are plenty of money sharing apps out there. What makes GPay a good choice is that the likelihood of friends and family having a Google Account is quite high. This makes finding them and sending money through Google Pay on Android quite easy.

As long as you’ve already added payment methods, you should be good to go. Now there are a few options for sending money to others. First of all, you can use the basic method – send money to a specific person. The other option is to split the payment among several different people. This method is ideal for sharing a note in a restaurant or giving a gift with friends.

To do the first method, you just need to do go to the Pay tab in the GPay app. From there, press Send or request towards the middle of the page. Here you can select a friend from your contacts to send money. Once you’ve chosen a friend, a small chat window will appear. You can send or request funds in Google Pay. Choose to send or request, then add the amount on the next page. You can also add a small note.

After pressing Enter, you can Choose your payment method – it must be a debit card or bank account – and press Pay XX $. Once your payment is complete, you will be able to see it in the small chat area. You can also add a theme to your payment if you want.

To split a payment with friends, the method is very similar. On the Send or request page, press Go with friends. This creates a group chat after selecting multiple contacts. You can name the group and then add the total invoice amount. Your friends will be notified and will have a chance to contribute to the total cost. Once they’ve paid, you can find the money in your Google Pay balance by going to the Information tab in the GPay app, then pressing your Google Pay Balance.

However you decide to share money with others, Google Pay makes it pretty accessible and transparent. Transfers to your bank usually don’t take long, and instant transfers currently have a fee of around 1.5%.

Finally, we come to contactless payments with Google Pay. Using this feature is very easy to do with the GPay app and even easier if you have a Google Pixel, as the GPay shortcut can appear as a Quick Settings tile or as a Quick Settings tile. ‘lock Screen. Here is how to access contactless payment via the GPay application:

  1. Once you’ve opened the GPay app, find the Pay without contact or press Ready to pay at the top.
  2. This page allows you to choose a payment method to use for NFC (contactless) payments.
    • To note: You don’t need to tap on the card image when swiping over it. Once the card is displayed, your phone will start using NFC to pay.

That’s it! You are now ready to pay in almost any store without using a physical card. For NFC payments to work, you don’t need the GPay app to be active, as this app can only be active on one device at a time. Just make sure your payments are up to date.

Note that on the contactless payment page, you can also add loyalty cards to use in your favorite stores. Overall, using Google Pay to handle other people’s payments and making NFC contactless payments is extremely helpful. And it’s even easier when you set it up to work on your watch!

FTC: We use automatic affiliate links which generate income. Following.


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NFL Draft 2022: Here’s where Giants GM replacement Dave Gettleman will pick in each round https://chargersnflofficialonline.com/nfl-draft-2022-heres-where-giants-gm-replacement-dave-gettleman-will-pick-in-each-round/ Mon, 10 Jan 2022 00:41:00 +0000 https://chargersnflofficialonline.com/nfl-draft-2022-heres-where-giants-gm-replacement-dave-gettleman-will-pick-in-each-round/ As the Giants prepare to replace GM Dave Gettleman, let’s take a look at where his replacement will pick in the 2022 NFL Draft. This project is essential for the Giants, who are pinched for salary cap space in 2022, in large part because of Gettleman’s 2021 failure for free agencies – and because he […]]]>

As the Giants prepare to replace GM Dave Gettleman, let’s take a look at where his replacement will pick in the 2022 NFL Draft.

This project is essential for the Giants, who are pinched for salary cap space in 2022, in large part because of Gettleman’s 2021 failure for free agencies – and because he has restructured so many contracts, for the sake of immediate ceiling space.

But the Giants have a lot of draft capital, so that’s a good thing for the new GM, even though the cap situation is pretty dire – around $ 2 million in room, according to overthecap.com’s estimate. Only five teams have less room.

Either way, below is where the Giants, who finished 4-13, will pick in each round.

This summary of choices, via the Tankathon, takes into account the estimated compensatory choices, which are added at the end of rounds 3-7. The Giants shouldn’t get any, according to overthecap.com. However, they still occupy second place in the ranking of the Tankathon’s capital powers.

Round 1: No. 5, No. 7 (from Bears)

2nd round: No. 36

Round 3: No. 67, No. 80 (from Dolphins)

Round 4: # 109 (from Bears)

Round 5: N ° 145, n ° 170 (from the Ravens via the Chiefs)

Round 6: n ° 182

Round 7: No choice

That extra first round came as a result of Gettleman’s trade in last year’s draft – from No.11 to No.20 – so the Bears could come up and get Justin Fields. The Giants also secured a fourth round from the Bears in 2022 in that deal.

The extra third round is the result of the Dolphins going from 50th to 42nd in the second round of last year – another comeback from Gettleman.

The Giants only have a fourth round (of Chicago) because they sent their own pick in that round to the Ravens for Ben Bredeson, while also getting a fifth round. Gettleman traded for Bredeson because he was desperate for offensive answers.

And that Bredeson trade is why the Giants have two picks in Round 5.

In addition to the fourth round that went to Baltimore, the Giants have already traded another 2022 pick – a seventh round that went to the Bengals as part of the Billy Price trade. Another quick offensive line move from Gettleman, who never actually fixed the line.

Thank you for relying on us to provide journalism you can trust. Consider supporting us with a subscription.

Darryl Slater can be reached at dslater@njadvancemedia.com.


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RATs to be accepted for COVID disaster payment claims as government tightens eligibility https://chargersnflofficialonline.com/rats-to-be-accepted-for-covid-disaster-payment-claims-as-government-tightens-eligibility/ Sat, 08 Jan 2022 04:30:00 +0000 https://chargersnflofficialonline.com/rats-to-be-accepted-for-covid-disaster-payment-claims-as-government-tightens-eligibility/ But starting Jan. 18, payment will be in installments based on how many hours of work a person has lost or expects to lose during a seven-day isolation period. Read more People who have lost or are expected to lose at least 20 hours of work will continue to be entitled to $ 750, while […]]]>

But starting Jan. 18, payment will be in installments based on how many hours of work a person has lost or expects to lose during a seven-day isolation period.

Read more

Image to read more article

People who have lost or are expected to lose at least 20 hours of work will continue to be entitled to $ 750, while those who miss up to 19 hours of work will be able to claim $ 450.

Payment will not be available to people with available funds of $ 10,000 or more.

In order to claim payment, a person will need to show proof of a positive RAT result from a testing clinic or healthcare professional, or confirmation that they have recorded a positive result from a test administered to home by the state health service.

Complaints can be made up to 14 days from the start of isolation through MyGov, or by calling 180 22 66 if a person does not have access to online services.

It comes as parts of the country increasingly rely on RATs as the PCR testing network expands beyond its capacity.

RAT reporting mechanisms are already in place in Victoria and Tasmania. In these states, people who test positive with a RAT must personally notify health authorities, which allows their infection to be counted in the official tally of cases. After reporting a positive RAT, individuals will also become eligible to receive support for positive cases tested by PCR.

Other states appear poised to take similar steps in the near future.

It’s an evolving situation, but as of January 7, here’s how each state and territory uses TARs.

Victoria

Victoria now treats positive RAT results in much the same way as PCRs.

As of Friday, anyone who receives a positive RAT is classified as a “probable” case of COVID-19 and must self-isolate for seven days and notify their contacts. They will then receive the same clinical and financial support as PCR-confirmed cases.

“In the eyes of the Department of Health, you have COVID,” Acting Director of Health Ben Cowie said on Thursday of those who tested positive from a RAT.

The reporting hotline (1 800 675 398) and online form are open, with more information available on the Victorian Government’s coronavirus reporting page.

Read more

Image to read more article 'This man created the' Find a RAT 'website while on vacation to help Australians test for COVID'

Testing commander Jeroen Weimar said the hotline and form would check for symptoms, whether people are a contact, the support they need, their immunization status and pre-existing conditions.

He says this will help deliver care faster, that the system has the capacity to process 50,000 reports per day, and that it can be scaled up if needed.

Tasmania

The Tasmanian government has switched to RATs as the primary method for diagnosing COVID-19 cases.

Prime Minister Peter Gutwein has said that people who test positive in a rapid test will be considered a case of COVID-19 and will be subject to the same requirements as a PCR positive case.

People who return a positive RAT must register their result, after which they will be able to access care and financial assistance.

Tasmanians can record their positive RAT result on the government’s online form or call Public Health (1 800 671 738). More information is available on the Government of Tasmania’s information page for positive cases.

Mr Gutwein said PCR tests will continue to be available for people who cannot access a RAT, cannot use one, have difficulty interpreting the result, or have been clinically invited to have a PCR test.

What are other jurisdictions doing?

NSW announced on Friday that a reporting system through Service NSW allowing people to register their positive RATs would be put in place next week.

“Currently, we are working with our partners in Service NSW to establish a mechanism so that you can actually record your positive RAT,” Kerry Chant, public health official, told reporters. “And then we’ll change the controls, so there is an isolation requirement like you have a positive PCR test and you get the same experience as if you did that.”

Dr Chant said people with symptoms that return a positive RAT result should treat themselves as a case of COVID-19. They should self-isolate for seven days and alert their close contacts, she said, and if family contact or someone else with high-risk exposure returns a positive RAT, they should also consider themselves. a case of COVID-19.

More information on the rapid tests can be found on the NSW Health website, although it has not yet been updated to reflect Friday’s RAT announcement at the time of writing.

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Queensland Premier Annastacia Palaszczuk said on Friday the state was setting up a RAT reporting hotline and “a program that will be web-based in the not-so-distant future.” More information about rapid tests can be found on the Queensland Government website.

Western Australia said on Wednesday it would lift its ban on the use of RATs next week. The guidelines for their use still need to be detailed. The WA government’s coronavirus information is available on its coronavirus webpage.

The Northern Territory and South Australia have yet to announce major changes to their rapid testing regimes. You can find the latest advice on the Government of the Northern Territory and SA Health websites.

With additional reports by the AAP.


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Prince Andrew to sell £ 17million Swiss chalet without Queen paying costs in sexual abuse case https://chargersnflofficialonline.com/prince-andrew-to-sell-17million-swiss-chalet-without-queen-paying-costs-in-sexual-abuse-case/ Thu, 06 Jan 2022 21:25:46 +0000 https://chargersnflofficialonline.com/prince-andrew-to-sell-17million-swiss-chalet-without-queen-paying-costs-in-sexual-abuse-case/ Exclusive: The Duke of York raises money to pay his legal bills during his legal battle with Virginia Giuffre. A source said the Queen will not help Prince Andrew pay the bills Prince Andrew is not helped with the costs of the case by the Queen ( Image: Getty Images) As legal bills pile up […]]]>

Exclusive:

The Duke of York raises money to pay his legal bills during his legal battle with Virginia Giuffre. A source said the Queen will not help Prince Andrew pay the bills

Prince Andrew is not helped with the costs of the case by the Queen

As legal bills pile up during his legal battle with Virginia Giuffre, Prince Andrew is in a race against time to raise money to pay them off.

And the Duke is now trying to force the sale of his £ 17million Swiss chalet as it has emerged the Queen will not pay her rising costs.

Andrew could find out on Friday whether he will face a full civil trial in New York over allegations that he sexually assaulted Ms Giuffre three times in 2001 when she was just 17, he claims -he denies.

If he gets the green light and loses, his accuser could also be granted a settlement which legal experts say could reach £ 3million.

It is possible that Andrew will make an offer at the 11th hour for an important out-of-court settlement, but those familiar with the matter have confirmed that no discussions have yet taken place.







Virginia Giuffre claimed she was forced to have sex with Prince Andrew when she was 17
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Picture:

BBC)

A source said: “This is the critical moment for Andrew on several fronts.

“He bears all the costs himself, so he has to quickly raise cash to pay the bills that are increasing day by day.

“If there was any potential for a settlement, well, that’s an option, but there’s no doubt the Queen wouldn’t help him do it.”

Members of the royal family, including Prince Charles and Prince William, were considered ‘absolutely pissed off’ when they learned of suggestions that the monarch might be asked to pay Andrew’s bills.







Prince Andrew pictured leaving Verbier ski resort in Switzerland in 2015
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Picture:

Daily Mirror)

A source said: “They are both of the opinion that Andrew can fix his own mess.”

The Mirror can reveal the Queen “would not help” with any further financial settlements with Ms Giuffre over the sex allegations.

Sources have revealed that the Duke, who vehemently denies the allegations, “wants to clear his name” but realizes that a civil lawsuit could cause catastrophic damage to the reputation of the monarchy.

A source familiar with the proceedings said: “No discussion has taken place regarding a financial settlement. This is an American civil litigation, and given that the vast majority of American civil disputes are settled out of court, this would always remain an option on the table. “







Sarah Ferguson with her family in Verbier
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Ms Giuffre has always said she wanted to face the Duke in court.

Andrew, 61, owns Chalet Helora in the ski resort of Verbier with his ex-wife Sarah Ferguson. It is understood that this is his only method of raising substantial sums of money.

The couple agreed last September to sell the seven-bedroom property to a wealthy European investor. They bought it from millionaire French socialite Isabelle de Rouvre in 2014 for £ 16.6million.

But the deal was not done. Sources close to the Duke suggest he wants to push through the “emergency” sale.

Andrew and Fergie still owe £ 6.6million on the original purchase. Last year, Ms de Rouvre threatened to bring them to justice in Switzerland after missing a payment date in December 2019.

The Yorks then agreed to pay cash once the sale of the property was completed. As Andrew prepares to hear his plight, Fergie, 62, and their children are enjoying “last family vacation” this week at the chalet.







Prince Andrew pictured with the Queen in January 2020
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Picture:

British press via Getty Images)

She was joined by daughters Beatrice, 33, and Eugenie, 31, and their families. A royal insider said: ‘It’s a stressful time for Andrew, so Sarah and the girls thought it best to be on the sidelines. They also know that this will be the last time they enjoy the chalet, so they make the most of it.

New York District Judge Lewis Kaplan on Monday unveiled a 2009 deal between Ms Giuffre and pedophile Jeffrey Epstein, who trafficked her with friends for sex.

He revealed the late financier gave him £ 370,000 to prevent him from pursuing any future ‘potential accused’ linked to Epstein.

Andrew’s lawyers claim he falls into this category and the case should be dismissed.

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Commentary: Greater acceptance of cryptocurrency for payments is likely in 2022 https://chargersnflofficialonline.com/commentary-greater-acceptance-of-cryptocurrency-for-payments-is-likely-in-2022/ Tue, 04 Jan 2022 22:07:57 +0000 https://chargersnflofficialonline.com/commentary-greater-acceptance-of-cryptocurrency-for-payments-is-likely-in-2022/ AN INCREASE IN NFT ACTIVITY The year 2021 brought a new wave of NFT sales. An NFT can offer proof of ownership, for example, of digital art in the same way that a physical canvas can offer proof of ownership of a Vincent Van Gogh painting. Although NFTs started out as a way to formalize […]]]>

AN INCREASE IN NFT ACTIVITY

The year 2021 brought a new wave of NFT sales. An NFT can offer proof of ownership, for example, of digital art in the same way that a physical canvas can offer proof of ownership of a Vincent Van Gogh painting.

Although NFTs started out as a way to formalize digital art ownership, it has since expanded to include other types of digital property, including digital real estate.

NFT sales set new records – a recent one brought in US $ 17.1 million at Sotheby’s. As a result, the auction house launched Metaverse, an NFT-only marketplace to facilitate sales of digital works.

As new NFT applications emerge, this space will likely continue to grow in 2022.

BUYER ATTENTION

Despite these investment opportunities, we urge crypto investors to be skeptical of the claims they read in online communities. At a minimum, crypto enthusiasts should do their due diligence before investing.

What is sure to emerge in 2022 are new frauds and new schemes. Take, for example, the crypto SquidGame which capitalized on the popular Netflix show but was a fraud. Or the fake Banksy NFT that sold for £244,000.

Research on the behavior of retail investors has found that some are very sensitive to the “fear of missing out”.

Therefore, it can be difficult to turn down a tip from your barber or your best friend’s cousin on the next hot crypto opportunity.

However, crypto investors should educate themselves about the technology and the basics of the financial markets if they are to become cautiously involved.

Crypto, after all, is still speculative and not for everyone.

Erica Pimental, Bertrand Malsch and Nathaniel Loh are Associate Professors and Research Fellow at Queen’s University in Ontario. This comment first appearance on La Conversation.


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How safe is Joe Judge’s job with the Giants? | Politics https://chargersnflofficialonline.com/how-safe-is-joe-judges-job-with-the-giants-politics/ Sun, 02 Jan 2022 20:57:00 +0000 https://chargersnflofficialonline.com/how-safe-is-joe-judges-job-with-the-giants-politics/ So let me see if I got it right: One head coach walked into this Giants-Bears game almost certain to lose his job while the other head coach was almost certain to get another season. And the coach who is gto be fired is the one leading 22-3 at halftime. The coach on the verge […]]]>

So let me see if I got it right: One head coach walked into this Giants-Bears game almost certain to lose his job while the other head coach was almost certain to get another season. And the coach who is gto be fired is the one leading 22-3 at halftime.

The coach on the verge of losing his job is the one with a two touchdown lead after the first three and a half minutes, the one whose team scored eight points the hard way – field goal, safety, field goal – in the The final two minutes before halftime, the one whose defense kept the opposing quarterback to frightening four yards for nearly three full quarters.

Poor Matt Nagy. He’s the guy who will likely update his resume, and despite starting a backup quarterback towards the end of a lost season, his Bears came out as if the Lombardi Trophy was on the line in a performance. quite dominant.

It helped, of course, that they were playing Joe Judge’s Giants.

What remains to be said about these giants? What synonyms for shameful and humiliating do we have left to use for this lost franchise? Forget the recording. The Giants are currently the worst team in the NFL, a team that has only regressed over the season.

They barely looked like an NFL team on Sunday – afraid to attempt passes (for good reason), unable to gain a single yard in the shadow of their own end zone, incompetent in all three phases of the match. Worse yet, they hit the head coach in the opening minutes, essentially waving the white flag with their glaring lack of effort.

And we are supposed to believe that the person responsible bears no responsibility for it? Has that judge, with a 10-23 record, done enough to be forced on a new GM who will have to bring a flamethrower on his first day on the job?

Let’s go.

“I’m focusing on this prepped-up team for Washington,” Judge said when asked in Chicago if five straight double-digit losses could put his job at risk. “I don’t deal with assumptions. That’s it. That’s all I care about.

To be clear: it’s not all about Judge. It wasn’t the one who broke his promise to rebuild the offensive line, who used the No.2 pick on a running back, who decided that Mike Glennon – who hasn’t won a game in five years (and it’s not over) as an NFL starter – was the right choice to replace Daniel Jones as quarterback.

Dave Gettleman did all of this and more to put together a list that was both expensive under the salary cap and completely devoid of talent. His successor will have to be a wizard to fix this mess, and it’s on Gettleman.

And even …

If you’ve watched that 29-3 Giants loss to the Bears – and, if you did, can I humbly suggest a new hobby? – it was impossible to find a single area in which Judge is successful as a head coach. The offense stinks. The defense stinks. Special teams really stink, and that was supposed to be Judge’s main area of ​​expertise.

Few games sum up this Giants squad better than the one kicking return Pharoh Cooper made – or, more accurately, didn’t – with 1:01 left in the first half. Cooper watched a Bears kick-off fly overhead, extending his arms as he expected a touchdown. The ball, however, bounced off the 3-yard line and stopped dead there.

The Bears suffocated Cooper after he returned to pick him up. The safety that followed three games later was predictable as it was pathetic, with that offensive line unable to stop the Bears’ defense from choking running back Devontae Booker.

Remember: it was a special teams game that really went off the rails this season months ago. In week two, defensive lineman Dexter Lawrence jumped offside on a missed field goal to give Washington a second chance to steal a win on foot.

It’s not Gettleman’s fault. Judge was the one who was supposed to be a piece of Bill Belichick’s block, the one who was going to take care of all the details and bring discipline to the Giants. Remember what he said on his first day on the job?

“We’re going to bring a product to the field that the people of this city and this region will be proud of because this team will represent this region,” Judge said in his introductory press conference.

I can’t think of anything further from the truth now, and during this loss many observers were sharpening their pitchforks. Leading agent David Canter tweeted: “The Giants are a terribly trained football team. Prove it to me. ”If that’s the sentiment of the public, imagine what people say in private.

Co-owners John Mara and Steve Tisch cannot let this go on. Mara made his way to Soldier Field, which means he didn’t have to listen as the CBS show turned into a three-hour roast of his franchise. He must know he can’t let this go.

“Everything comes under my umbrella,” the judge said. “I’m never going to take the blame elsewhere. That’s what I signed up for. That’s what the deal is.

If Mara can’t stand firing a third manager in five years, then he has to make the new GM understand that the decision is his and hers alone. And if this new signing sees enough judge to keep him for a third season, well, it’ll be fascinating to hear what he sees that everyone misses.

MORE FROM STEVE POLITI:

How a former Rutgers athlete was charged with murder in Tijuana

The search for Luther Wright, once NJ’s greatest hoops talent

“It was like someone was dead.” How COVID wrecked a great Rutgers season

I ate only chili sandwiches for 24 hours at the Masters

Thank you for relying on us to provide journalism you can trust. Consider supporting us with a subscription.

Steve Politi can be reached at spoliti@njadvancemedia.com.


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Find out how this method works! https://chargersnflofficialonline.com/find-out-how-this-method-works/ Fri, 31 Dec 2021 23:35:50 +0000 https://chargersnflofficialonline.com/find-out-how-this-method-works/ Nubank has significantly expanded its operations, however, it has broadened its range of new services in order to promote more and more products to its users. In agreement with the emerging Creditas, the digital bank now offers its customers a better experience when subscribing to a credit option. At the same time as Nubank is […]]]>

Nubank has significantly expanded its operations, however, it has broadened its range of new services in order to promote more and more products to its users. In agreement with the emerging Creditas, the digital bank now offers its customers a better experience when subscribing to a credit option.

At the same time as Nubank is a digital giant in financial solutions and at the service of its clients, Creditas is a specialist in digital lending methods. Read on and find out How to apply for a loan from Nubank.

See more: Nubank News: Digital Bank Launches Shopping Feature in Partnership with Retailers

In this new credit option, users have the option to mortgage the car as collateral for the loan taken, for example. Nubank said the rates for this new type of loan would have better costs and benefits and the terms would be longer. With the objective of becoming shareholders of Creditas within two years, the company intends to acquire 7.7% of the shares of the partner company.

How does this type of loan work?

Fintech has made it clear that up to 90% of the car can be pledged as a credit guarantee. At the close of the service contract, users who complete the proposal through the app will still be able to count on cash back of up to 1% of the value.

So all you have to do is go to the app, go to the “Take Borrowed” option, and once that is done, another explanatory page will open with the pledge option of car. Right after that click on Simulate Loan and it will direct you to the Creditas app. If this app is not downloaded to your phone, install it normally.

Therefore, the rest of the entire process will be done on the Creditas platform. The contracted service is gradually being made available to nearly 40 million Nubank users. Therefore, this new method will allow the customer to take out a loan and leave the car as security for payment.

It should be noted that the vehicle to be used in warranty must be in the name of the customer and all have up-to-date and paid documents.


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Can accepting cryptocurrency as a form of payment be profitable or risky for businesses? https://chargersnflofficialonline.com/can-accepting-cryptocurrency-as-a-form-of-payment-be-profitable-or-risky-for-businesses/ Tue, 28 Dec 2021 17:16:00 +0000 https://chargersnflofficialonline.com/can-accepting-cryptocurrency-as-a-form-of-payment-be-profitable-or-risky-for-businesses/ Paying with cryptocurrency for any service or product is no longer new, over time, especially this year, cryptocurrency has made ordinary people and businesses this way. However, cryptocurrency markets are notoriously unpredictable, and the price you pay now may not be the amount you spend tomorrow. Additionally, many companies experimenting with cryptocurrency payments only take […]]]>

Paying with cryptocurrency for any service or product is no longer new, over time, especially this year, cryptocurrency has made ordinary people and businesses this way.

However, cryptocurrency markets are notoriously unpredictable, and the price you pay now may not be the amount you spend tomorrow.

Additionally, many companies experimenting with cryptocurrency payments only take Bitcoin, which is one of the more volatile cryptocurrencies. Yet El Salvador became the first country in September 2021 to adopt Bitcoin as legal tender.

The announcement marks another milestone in the widespread adoption of cryptocurrency. Small business owners should be aware of the growing popularity of cryptocurrencies.

According to some research, it has been said that around 20% of Americans use cryptocurrency as a method of payment for their purchases and business conduct.

So now that cryptocurrency has gained a lot of attention, the question arises, is it possible to conduct commercial transactions in cryptocurrency, and the more important question is is it going to be profitable for them. companies, or is it just short-term hype that’s way too risky than you might think.

Let’s take a look at the potential of using cryptocurrency as a payment method.

Why accept cryptocurrency as a means of payment.

Security is one of the important factors to consider when someone is considering accepting or paying with cryptocurrency. This is because cryptocurrencies do not require third party verification.

When a consumer uses cryptocurrencies to pay, their information is not kept in a centralized location, where most data breaches occur.

Second, the blockchain ledger is used to authenticate and record every transaction, making identity theft extremely difficult, if not impossible.

Lack of chargebacks is the second factor that is the best approach to doing business, but it can also hurt their business as there is a 100% chance that consumers will ask for a refund. But still, we cannot overlook the fact that this can benefit any fundraising activity.

A low fee structure is something everyone and businesses want in order to lower transaction costs and increase the value of profits. Also, it helps to gather a global audience as it completely removes all international transaction fees.

The last but still the most important part of using cryptocurrency as a means of payment, even as an investment asset, is that there is still no real regulation related to its use which prevents individuals and businesses from being taxed, unlike any fiat currency.

What are the risks associated with cryptocurrency?

When it comes to cryptocurrency, the first risk that comes to mind is price volatility, which can ruin the business overnight and can also hurt future prospects of trading in cryptocurrency. .

The second risk associated with using cryptocurrency is the government and its regulation. While there are still no regulations in place for cryptocurrency, it worries businesses and individuals who are worried about what will happen if they start accepting cryptocurrency as a form of payment. and the government suddenly announces something against its use. If this happens, it will negatively impact the price of the cryptocurrency.

The third risk, choosing an appropriate cryptocurrency related to the business. For example, if you are a product-driven business willing to accept payment by cryptocurrency, the first and most essential thing is to get the right price for the products and protect your money in any form. volatility. And it can become a problem if you choose the wrong cryptocurrency.

Now, we’ve seen all the best and worst aspects of cryptocurrency as a payment, and knowing these factors, many companies still accept cryptocurrency payments.

So, if you are planning to take cryptocurrency as a payment method on your website, there are several crypto payment gateways available in the market that can be used by both individuals and businesses.

Best cryptocurrency payment gateway.

As with any traditional payment gateway, the cryptocurrency payment gateway works the same; the only difference is the fee structure.

The main cryptocurrency payment gateways that can be used to process payments on your website or app are:

Coinbase

Coinbase, one of the most famous crypto payment processors, is a preferred medium for Bitcoin business transactions. Coinbase software for retailers can be downloaded and used to receive quick bitcoin payments. Coinbase is one of the payment gateways that provide excellent protection against price fluctuations through its fast conversion of crypto-fiat payments. And its fees are around 0.5%.

CoinPayment

The CoinPayments gateway supports a wide range of coins. The number of supported cryptocurrencies exceeds 1200. Not only does the gateway accept payments in different currencies, it also offers crypto-fiat conversion services for each of them. CoinPayments integrates with almost all popular ecommerce platforms, and its fee structure is also around 0.5% on the transaction.

Pay by bit

Bitpay, one of the world’s most sustainable crypto payment gateways, entered the market in 2011. You can start making payments and transactions online using the Bitpay app, with fees starting at 1%. . Bitpay also supports Bitpay debit cards for easy crypto to fiat transfers. The Bitpay Gateway includes open source e-commerce plugins among its many features.

Final remark

Whatever your conclusion on cryptocurrency, and considering all aspects, both the benefits and the risks associated with it, the cryptocurrency industry will only increase over time, with widespread adoption as a form of payment around the world bringing benefits to many businesses. However, choosing the best cryptocurrency for your business and payment gateway will always be more crucial than any other consideration.


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Significant changes in consumer behavior create unique opportunities for Nordic traders https://chargersnflofficialonline.com/significant-changes-in-consumer-behavior-create-unique-opportunities-for-nordic-traders/ Mon, 27 Dec 2021 00:37:55 +0000 https://chargersnflofficialonline.com/significant-changes-in-consumer-behavior-create-unique-opportunities-for-nordic-traders/ There is little doubt that the coronavirus pandemic has had a huge and devastating effect on the global economy. Cash use is steadily declining in the Nordic countries But the pandemic also represents a unique opportunity as it has triggered significant changes in the behavior of consumers, who have not yet settled into new sustainable […]]]>

There is little doubt that the coronavirus pandemic has had a huge and devastating effect on the global economy.

Cash use is steadily declining in the Nordic countries

But the pandemic also represents a unique opportunity as it has triggered significant changes in the behavior of consumers, who have not yet settled into new sustainable models.

Now the burning question that is on everyone’s mind is: what happens when the pandemic finally releases its grip on the world?

Analysis of comprehensive payment data and recent consumer research in Nordic markets not only shows how the pandemic has affected consumer behavior both online and offline, but it also provides insight into trends that may affect consumers. continue.

New behaviors become new habits

In the Nordic countries, the pandemic has shifted the balance between online and physical shopping, as well as the balance between e-commerce categories. Total online consumption in the Nordic countries decreased by SEK 218 billion compared to last year (from SEK 856 billion to SEK 638 billion).

However, this decline is mainly due to a sharp drop in travel spending. Online shopping for products has actually exploded. In all Nordic countries, the purchase of products now accounts for more than half of all e-commerce transactions (Sweden 70%, Denmark 59%, Finland 58% and Norway 54%).

For physical purchases in the Nordic countries, the grocery category experienced strong growth due to more consumers staying at home. Retailing, restaurants, cafes and transportation saw overall negative growth rates, in some cases as low as 47%.

But some subcategories within these groups, such as flowers and home improvement, have grown significantly, again underscoring the significant changes in spending habits. The data also clearly shows a strong desire to return to physical shopping among all Nordic consumers.

It’s also clear that the pandemic has resulted in cashless payments and accelerated consumer adoption of digital payment methods. In all Nordic countries, the use of mobile, contactless and card payments has increased at the expense of cash, which is now preferred by less than 10% of all Nordic consumers.

The card is still the Nordic king of physical payments and e-commerce, thanks to the well-established card payment infrastructure. This payment method is preferred by up to 90% of Nordic consumers, mainly because it is considered easy, fast and secure.

There are three key opportunities that more merchants should explore to increase their revenue and improve the customer experience as the world moves past the pandemic.

  1. Invest in stronger integration between online and physical sales channels

For years, the global business community has tried to crack the Unified Commercial Code, where online and physical sales channels seamlessly integrate. Now, there are many indications that the pandemic may have been a driving force in this direction.

On the one hand, widespread lockdowns and fears of infection have motivated many consumers to turn to e-commerce when shopping for products, including older customer groups. In total, 22% of Nordic consumers say they are likely to shop online more often after the pandemic, with a fairly even distribution across all age groups. This indicates that more consumers have overcome significant hurdles to shop online, such as force of habit and safety concerns.

However, most Nordic customers still prefer physical shopping and are eager to return to their favorite stores, restaurants and events. Up to two-thirds of Nordic consumers prefer to buy physically rather than online. One of the benefits of shopping in physical stores is the ability to see and smell the products before purchasing, which 45% of Nordic respondents cited as the main reason for visiting a store.

Delivering a strong, unified business experience is more important than ever. The winners will be those who succeed in delivering a seamless experience designed around the preferences and needs of the customer.

For example, online shoppers have long become accustomed to receiving personal recommendations and offers based on data about their previous purchases and personal profile. In physical stores, this experience can be emulated by using mobile payment terminals, which free the sales people from the checkout.

This allows staff to accompany customers around the store to provide personal assistance. In hotels, this allows guests to pay for room service on delivery instead of adding it to their room bill for payment upon check-out. In other words, meeting your customers where they are is a better experience.

For customers more comfortable with full control over their own shopping experience, many companies have stepped up implementation of click-and-collect programs and self-checkout terminals to create a shopping experience. practical and frictionless.

Digital receipts and loyalty programs are also great ways to combine physical and online purchases. Digital receipts can facilitate returns, whether the purchase was made online or in person.

And loyalty solutions that deliver benefits across multiple channels are an effective way for merchants to entice customers to visit their digital and physical locations. Almost half of Nordic consumers prefer digital receipts, and about nine in ten are part of at least one loyalty program.

  1. Offer a variety of digital payment options

With the steady decline in cash, which has been going on for years in the Nordic countries and has been accelerated by the pandemic for hygienic reasons, it is increasingly vital for businesses to offer digital payment options to enable cashless payments. cashless purchases.

For example, 26% of Swedes never use cash, which is the highest percentage in the Nordic countries. However, there is a far cry from a universal consensus on the preference for digital payment across channels among Nordic consumers.

Providing a full suite of digital payment options makes good business sense. The lack of a preferred payment option is the second most important reason for abandoned online shopping. 37% of Nordic consumers discontinued an online purchase, and nearly one in ten online purchases were lost because the customer’s preferred payment option was not available. This also applies to physical sales, where the lack of a preferred payment option also results in lost sales.

In 28% of abandoned purchases, Nordic consumers had to stop a purchase because a business only accepted cash and all they had was a card. It is also interesting to note that in 7% of cases, the lack of a “buy now, pay later” option resulted in a lost purchase.

In the Nordic countries, card payment is still a major factor in physical and e-commerce, but other digital options such as mobile payments are slowly gaining ground. Contactless payment continues to gain popularity among Nordic consumers. In 2020 alone, contactless payment rose from 44% to 62%.

  1. Keep the preferences of international consumers in mind

With the lifting of travel restrictions, brick-and-mortar businesses can also expect an increase in the number of international customers. In this regard, traders should be aware that the Nordic countries are among the most digitized markets in the world and that consumers’ payment preferences vary considerably from country to country.

Most visitors prefer to use their local card such as UnionPay or Alipay for Chinese travelers and American Express for Americans. And in Germany and other parts of Europe the species are more common than in the Nordic countries. So, if you are dealing with a group of international customers, it becomes more important to accept multiple types of payment.

This preference gap is even more relevant for e-commerce, where it is obviously much easier to reach a group of international customers. Typically, accepting card payments from major international card providers like Visa or Mastercard is still the safest bet, but digital wallets, invoices and online bank transfers are also worth considering, depending on the country. origin of customers.

How can this information add value and growth for Nordic traders?

So what does all of this mean for Nordic businesses? First, consumer behavior changed in many ways during the pandemic. Customers will expect business to also change to accommodate these new preferences, for example, turning their “points of sale” into “points of interaction” with more customer service options.

Delivering a seamless experience across digital and physical channels through forward-looking technology – Unified Commerce – will ensure consumers are better served and thereby increase merchant growth opportunities.

Payment methods must also be tailored to consumer preferences. For physical purchases, accepting card payments is sufficient, but for online payments the picture is more varied. Cards are the most important, but local mobile payment solutions like Swish, Vipps and MobilePay have established a strong online position in the Nordic countries as well.


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